Rent vs Buy: Which House Is Better for You?

💵 The Financial Side of Rent vs Buy

• Renting: Predictable monthly payment, but no equity growth.
• Buying: Builds equity over time, but includes taxes, insurance, and maintenance costs.
• Opportunity cost: Renters may invest savings from skipping down payments or repairs.

Tip: Calculate your break-even point — often 5–7 years before owning comes out ahead.

🏡 Lifestyle Considerations

• Renting: Flexibility to move without selling, fewer responsibilities.
• Buying: Stability, control over your home, and potential long-term appreciation.

Ask yourself: Do you value flexibility or stability more right now?

📊 Rent vs Buy Calculator

Use a rent vs buy calculator to plug in your numbers — mortgage rates, rent inflation, and expected home appreciation — to see which option wins for you.

Coming soon: Brokerless will feature a simple calculator here to make side-by-side comparisons easy.

📉 When Renting Makes More Sense

• Local home prices are high compared to rent.
• You expect to move in fewer than 5 years.
• You prefer flexibility over long-term commitments.

📈 When Buying Makes More Sense

• You plan to stay 7+ years in the same area.
• You want to build equity and stability.
• You expect property values to appreciate.
• You’re ready for homeownership costs and responsibilities.

🔑 How Brokerless Fits In

Whether you rent now and plan to buy later — or you already own — one thing is certain: eventually, you’ll need to sell. With Brokerless, you can list your property on the MLS without paying a 6% agent commission.

• ✅ Get listed on Realtor.com, Zillow, and your local MLS
• ✅ Keep full control of your sale
• ✅ Save thousands in commissions