What Is a Mail-Away Closing in Real Estate?
A mail-away closing allows a real estate transaction to close when one or more parties cannot attend in person. Hereβs how it works, when itβs used, and what to expect.
π‘ Quick Answer
A mail-away closing is a real estate closing where documents are sent to a buyer, seller, or both to be signed remotely, notarized as required, and returned to the escrow or title company to complete the transaction.
π How a Mail-Away Closing Works
- The escrow or title company prepares closing documents
- Documents are sent by mail or courier to the remote party
- Documents are signed and notarized locally
- Signed documents are returned to the escrow or title company
- Funds are wired and the transaction records once complete
Ownership transfers the same way as an in-person closing β only the signing method differs.
π When Mail-Away Closings Are Used
- When a buyer or seller is out of state
- For investment or second-home purchases
- When travel, military service, or relocation prevents attendance
- When only one party needs to close remotely
π§Ύ Mail-Away Closing vs. Remote Online Closing
A mail-away closing is not the same as a remote online closing.
- Mail-away closing: Physical documents are signed and returned
- Remote online closing: Documents are signed electronically using online notarization
Availability of remote online notarization depends on state law.
βοΈ Are Mail-Away Closings Legal?
Mail-away closings are legal in most states, as long as all signing, notarization, and recording requirements are met. The escrow or title company ensures compliance with lender and state regulations.
π Key Takeaway
A mail-away closing allows a real estate transaction to close without all parties being physically present, while still following the same escrow and legal requirements as a traditional closing.
π Closing Remotely?
Brokerless helps buyers and sellers close smoothly β even when parties are not local.
