Do I Need a Realtor to Buy a House?

Many buyers wonder if hiring a Realtor is necessary. Here’s a balanced look at the benefits, drawbacks, post-settlement changes, and how FSBO purchases work without one.

✅ Benefits of Using a Realtor

  • Guidance: Agents help navigate contracts, inspections, and closing details.
  • MLS access: Realtors provide full access to MLS-listed homes.
  • Negotiation support: They handle back-and-forth with sellers and their representatives.

For first-time buyers or those in competitive markets, having a Realtor can feel like added security.

⚠️ Drawbacks of Always Using a Realtor

  • Costs: Commission is usually factored into the home price, reducing seller flexibility.
  • Conflicts of interest: Some agents may prioritize commissions or certain listings.
  • Less flexibility: Buyers may feel locked into traditional processes.

Realtors can help, but they aren’t required in order to buy a home.

📌 What Changed After the NAR Settlement

Following the NAR commission settlement, MLS listings no longer display pre-set buyer-agent commissions. This means:

  • Buyers may need to discuss compensation with their agents directly.
  • Sellers are not obligated to offer a buyer-agent fee upfront.
  • Transactions are more transparent, giving buyers more options.

🏠 Buying a Home Without a Realtor

Yes — buyers can purchase a home without a Realtor. Many work directly with sellers or through flat fee MLS listings. In this approach, you save on commissions and negotiate terms more directly.

  • Review contracts carefully and hire a real estate attorney if needed.
  • Use resources like FSBO guides to understand disclosures and paperwork.
  • Learn from FSBO seller strategies to know what sellers expect.

Tip: In cash deals or when using a buyer-friendly title company, the process can be even smoother without an agent.

🔑 So, Do You Need a Realtor?

Not always. Realtors can add value, but they aren’t legally required. Today’s buyers have more flexibility, especially with MLS access through flat fee listings and direct FSBO negotiations.

🚀 Brokerless Gives Buyers More Options

Brokerless helps FSBO sellers list on the MLS, ensuring buyers see the same properties Realtors rely on — without inflated commissions.