What Does Pending Mean in Real Estate?

In real estate, pending means a home is under contract and most major contingencies have been cleared. The deal is moving toward closing while final documents, funding, and scheduling are completed.

✅ What “Pending” Really Means

  • The property is under contract with a buyer.
  • Key contingencies (e.g., inspection, appraisal, financing, title) are typically cleared or waived.
  • The transaction is in the final stretch before closing and recording.

📊 Pending vs. Contingent

  • Contingent: Under contract, but one or more contingencies remain open.
  • Pending: Most or all contingencies are satisfied; final docs and funding underway.
  • Note: MLS status names can vary by market; always follow your local rules.

🔎 What “Pending” Means for You

  • For buyers: You’re nearly at the finish line; keep an eye on lender conditions, insurance, and closing disclosures.
  • For sellers: Coordinate payoffs, utility readouts, HOA/condo approvals (if any), and signing appointments.
  • Both: Use addenda to document any last-minute credits, repairs, or possession terms.

📝 Can You Still Make an Offer on a Pending Home?

Sometimes. Many sellers stop showings at pending, but policies vary. In some markets, agents may still accept backup offers in case the primary deal doesn’t close. Ask the listing side about their approach.

⏱ From Pending to Closed

  1. Lender issues final approval; Closing Disclosure delivered and acknowledged.
  2. Title confirms clear title, prepares settlement statements, and orders payoffs.
  3. Buyer wires funds; seller signs deed; lender funds (if applicable).
  4. Recording with the county; keys and possession per contract.

📍 FSBO Tip

When you update your listing to Pending, confirm whether your MLS still permits showings or backup offers in that status. Keep escrow, title, and lender in sync to prevent last-minute delays.

❓ Pending Status FAQs

Can a pending sale fall through?

It’s less common, but possible if financing fails, title issues arise, or final walkthrough reveals new problems.

Are showings allowed during pending?

Often no, but some sellers allow limited showings or backup offers. MLS and seller preferences vary.

Does pending mean contingencies are done?

Typically yes, though a few administrative or lender conditions may remain before closing.