đź“ś What Is a General Warranty Deed in Real Estate?

A general warranty deed is a legal document used in real estate to transfer ownership of property from a seller to a buyer. It provides the highest level of protection to the buyer by guaranteeing that the title is clear of any liens or claims—both during the seller’s ownership and before it.

How a General Warranty Deed Works

The seller, known as the grantor, conveys ownership to the buyer (the grantee) and makes several legally binding promises known as covenants of title. These promises cover not just the period the seller owned the property but its entire ownership history.

  • The property has a clear title.
  • The seller has full ownership and the right to sell.
  • The property is free of undisclosed liens or encumbrances.
  • The seller will defend the buyer’s ownership against future title claims.

General Warranty Deed vs. Other Deeds

Unlike other deed types, a general warranty deed offers complete assurance:

  • Special Warranty Deed: Covers only the time the seller owned the property.
  • Quitclaim Deed: Transfers whatever interest the seller has—without guarantees.
  • Bargain and Sale Deed: Implies ownership but provides no warranties against title defects.

Why a General Warranty Deed Matters

This type of deed gives buyers maximum confidence that their ownership is secure. It’s most common in traditional home sales where title insurance and a full title search are part of the closing process. Because it protects against past and future claims, it’s considered the gold standard for real estate transfers.