The Essential Paperwork Checklist for Selling Your Florida Home FSBO
A complete guide to documents, disclosures, and required forms for Florida homeowners selling without a Realtor.
Selling your home For Sale By Owner (FSBO) in Florida allows you to save thousands on commissions — but it also means you're responsible for the paperwork and compliance tasks typically handled by an agent. This guide outlines every document you need before listing, while under contract, and at closing.
For the full FSBO process, see:
How to Sell Your Home in Florida Without a Realtor
1. Before You List: Documents to Gather Early
Florida homeowners can streamline their FSBO experience by preparing the following documents before listing their home.
- Property Deed — Proof of ownership used later during closing. What is a Deed?
- Property Survey — Shows boundaries, easements, and structure placement.
- HOA / Condo Docs — CC&Rs, bylaws, budgets, rules, and approval process.
- Seller’s Property Disclosure — Required by Florida law. Seller disclosures in real estate explained
- Lead-Based Paint Disclosure — Required for homes built before 1978. Lead-based paint disclosure explained
- Recent Utility Bills / Property Taxes — Helpful for buyers assessing costs.
- Comparable Sales (“Comps”) — Essential for pricing. What are comps in real estate
- New to FSBO? Review the basics: What is FSBO in real estate
2. MLS Listing Requirements for Florida FSBO Sellers
To appear on the MLS — and syndicate to Zillow, Realtor.com, and Redfin — Florida FSBO sellers must use a flat fee MLS listing service such as Brokerless.
- MLS Data Input Form — Property features, photos, remarks, and showing instructions.
- Listing Agreement — Required by Florida MLS rules.
- Disclosures — Ensures compliance with MLS and state regulations.
Learn how flat fee MLS works: What is flat fee MLS in real estate
View full MLS coverage across Florida: Florida MLS coverage map
3. Documents Required When You Receive Offers
- Florida Purchase & Sale Agreement (FAR/BAR)
Florida FSBO purchase agreement explained - Proof of Funds — Required for cash buyers.
- Mortgage Pre-Approval Letter — Required for financed buyers.
Mortgage pre-approval explained - Contract Addenda — Financing addendum, HOA addendum, inspection addendum, and more.
4. Documents Required While Under Contract
- Inspection Report — Ordered by the buyer.
- Repair Receipts / Credits — If repairs are agreed upon.
- Appraisal Report — Required for financed buyers.
- Title Search & Title Commitment — Ordered by the title company.
- Mortgage Payoff Statement — Required if you carry a mortgage.
What is a mortgage payoff in real estate
5. Title, Escrow & Closing Documents in Florida
- Closing Disclosure / Settlement Statement
- Owner’s Title Insurance Policy
What is an owner's policy in real estate - Lender’s Title Insurance Policy
What is a title insurance policy in real estate - Title Insurance Responsibilities (Florida)
Who pays for title insurance in Florida - HOA / Condo Estoppel Letter
- Bill of Sale — For personal property included in the sale.
6. Complete Florida FSBO Paperwork Checklist
- Before Listing: Deed, survey, disclosures, HOA docs, tax bills, comps.
- To List on MLS: MLS input form, listing agreement, disclosures.
- When Offers Arrive: Contract, proof of funds, pre-approval, addenda.
- Under Contract: Inspection, appraisal, payoff, title search.
- At Closing: Settlement statement, title insurance, estoppel, bill of sale.
Ready to Sell Your Home FSBO in Florida?
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